Family Finance Hub
Net Worth —

Dashboard

Your complete financial picture

Debt breakdown by balance
Monthly spending
Top debts — monthly interest drain
Add your debts in the Debt Tracker to see your full picture and get payoff recommendations.

Income

Your W2 baseline and Samantha's variable income

Your strategy: Budget is built entirely around your $11k/month W2 take-home. Samantha's commission income is treated as a deployment event — when it arrives, the Deploy Money tool tells you exactly where it goes.
W2 Income — The Emblem Source
Samantha — Real Estate Commissions
Other income sources

Debt Tracker

All debts sorted by APR — your avalanche payoff order

Debts are sorted highest APR first — this is your avalanche order. Every extra dollar paid toward the #1 debt saves the most money. The left border color shows priority: red = attack now, amber = next, blue = after that.

Deploy Money

Enter any amount — get a precise allocation plan

How much are you deploying?
Recommended allocation
Enter an amount to see your plan.
Extra monthly payment calculator

See how much time and interest you save by adding a fixed extra payment each month.

Budget & Spending

Monthly targets vs actuals — import statements to populate

Categories

Import Statement

Upload a CSV or PDF — Claude categorizes every transaction

How it works
1. Download from your bank — CSV is most reliable
Look for "Download Activity" or "Export Transactions" in your bank or card's website.
2. Drop or click below — Claude reads every transaction
Credit card payments, loan payments, groceries, dining — all identified and categorized.
3. Review, edit categories, save to dashboard
Spending flows into your Budget. Detected debts and income are surfaced for you to confirm.
Drop your statement here, or click to browse
PDF or CSV · Bank statements · Credit card statements
Reading statement...
Sending to Claude for analysis — takes 10–20 seconds.
Import history

Investments

Your accounts, growth thesis, and long-term projection

Your accounts
Recommended allocation — conservative growth

50% US index · 20% bonds · 15% international · 10% REITs · 5% cash

Your investment thesis — two-track growth strategy

Based on your goals: AI infrastructure buildout + forward-looking international materials, balanced by a stable core. This is a long-horizon (10-20 year) strategy designed to compound steadily while your debt elimination frees up capital.

Track 1 — AI Infrastructure & Physical Buildout
Data centers, power, compute, and the companies building the physical AI economy
AI requires massive physical infrastructure — power generation, cooling, chips, and networking. These companies sit at the intersection of technology demand and physical scarcity. Long-term tailwind is structural and decades-long.
CEGVSTNVDAVRTETNSMCIAIIQGRIDBOTZ

CEG/VST = nuclear power for data centers · VRT/ETN = cooling/power mgmt · AIIQ/BOTZ = AI-focused ETFs

Track 2 — International Materials & Emerging Supply Chains
Rare earth metals, critical minerals, and the countries supplying the technology sector
Australia, Chile, and Southeast Asia hold the lithium, copper, cobalt, and rare earth deposits the AI/EV economy requires. Companies extracting and processing these materials are early in a multi-decade demand cycle.
REMXCOPXLITMPRIOBHPEWAFM

REMX = rare earth ETF · COPX = copper miners ETF · LIT = lithium ETF · BHP/RIO = Australian mining giants · EWA = Australia ETF

Stable Core — Capital Preservation & Steady Growth
Bond funds, dividend index funds, and short-term treasuries for ballast
While your aggressive tracks compound, a stable core protects against volatility and provides liquidity. As debt is eliminated, capital rotates from debt payoff into this core first, then into the growth tracks.
BNDSGOVVYMSCHDI-BondTIPS

BND = total bond market · SGOV = short treasury · VYM/SCHD = dividend ETFs with steady growth · I-Bond = inflation-protected savings

20-year growth projection

AI Advisor

Ask anything — powered by your real numbers

Hello! I'm your family financial advisor. I can see your income structure, all your debts, and your spending patterns. I understand your strategy — budget around the W2 income, deploy Samantha's commissions strategically. Ask me anything and I'll give you specific advice based on your real numbers.

Settings

API key and data management

Anthropic API key

Powers statement import and the AI Advisor. Stored only in your browser — never touches any external server other than Anthropic's.

Data management

All data is in your browser's localStorage. Use Backup/Restore at the top to save to Google Drive and transfer between devices.